Terms of Service for using Inherrit.

1. Introduction

These Terms of Service ("Terms") govern your access to and use of the Inherrit website, applications, software and related services (the "Service") operated by Inherrit UK ("Inherrit", "we", "our", or "us").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

2. Eligibility

You must be at least 18 years of age to use the Service.

By creating an account, you represent and warrant that:

• You are at least 18 years old.
• You have the legal capacity to enter into these Terms.
• You will comply with all applicable laws and regulations.

3. Description of the Service

Inherrit provides a digital platform that allows users to securely store, organise and manage personal information, documents, passwords, credentials, financial information, beneficiary information, inheritance-related information, digital asset information and other content.

The Service is provided solely as a technology platform.

4. No Professional Advice

Inherrit is not:

• A law firm.
• A solicitor.
• A financial adviser.
• An investment adviser.
• A tax adviser.
• An estate planning adviser.
• A trustee.
• A fiduciary.
• An executor.

Nothing contained within the Service constitutes legal, financial, investment, tax, probate, inheritance or estate-planning advice.

You are solely responsible for obtaining professional advice where required.

5. User Accounts

You are responsible for:

• Maintaining the confidentiality of your account credentials.
• Restricting access to your account.
• All activities occurring under your account.
• Ensuring that information stored within your account is accurate and lawful.

You must immediately notify us of any unauthorised access to your account.

6. Recovery Keys and Encryption

The Service may use encryption technologies to protect user data.

You acknowledge and agree that:

• Recovery keys are your sole responsibility.
• You must securely store and back up your recovery key.
• We do not guarantee recovery of encrypted information.
• We may be technically unable to recover encrypted data if recovery credentials are lost.
• Loss of recovery keys may result in permanent loss of access to encrypted information.

To the fullest extent permitted by law, you accept all risks associated with the loss of recovery credentials.

7. User Content

You retain ownership of content uploaded to the Service.

You grant us a limited, non-exclusive licence to process, store, transmit and display such content solely for the purpose of providing and operating the Service.

You represent and warrant that:

• You own or have the right to upload the content.
• The content does not violate any law.
• The content does not infringe any third-party rights.

8. Prohibited Use

You must not:

• Use the Service for unlawful purposes.
• Upload malicious software or harmful code.
• Violate intellectual property rights.
• Attempt to gain unauthorised access to systems or accounts.
• Interfere with the operation or security of the Service.
• Upload content that violates applicable laws.

We reserve the right to suspend or terminate accounts that violate these Terms.

9. No Verification

Inherrit does not verify:

• User identities.
• Beneficiary identities.
• Family relationships.
• Ownership of assets.
• Legal documents.
• Wills.
• Estate plans.
• Financial information.
• Inheritance instructions.

You acknowledge that we are not responsible for disputes arising from such information.

10. Artificial Intelligence Features

The Service may include AI-powered features.

AI-generated outputs:

• May be inaccurate.
• May be incomplete.
• May contain errors.
• May become outdated.

AI-generated information is provided for informational purposes only and must not be relied upon for legal, financial, tax, investment, inheritance, probate or estate-planning decisions.

11. Service Availability

We do not guarantee that:

• The Service will be uninterrupted.
• The Service will be error-free.
• The Service will always be available.
• Data will always be recoverable.
• The Service will meet your requirements.

We may modify, suspend or discontinue the Service at any time.

12. Future Pricing

The Service may currently be provided free of charge.

We reserve the right to introduce:

• Subscription plans.
• Premium features.
• One-time purchases.
• Usage-based fees.

Any future charges will be communicated before they take effect.

13. Intellectual Property

All intellectual property rights relating to the Service, including software, branding, content, designs and functionality, remain the property of Inherrit UK or its licensors.

You may not copy, modify, distribute, reverse engineer or otherwise exploit the Service except as permitted by law.

14. Account Suspension and Termination

We may suspend, restrict or terminate your access to the Service at any time, with or without notice, where we reasonably believe it is necessary to:

• Protect the Service.
• Protect users.
• Comply with legal obligations.
• Investigate misuse.
• Enforce these Terms.

15. Disclaimer of Warranties

To the fullest extent permitted by law, the Service is provided "as is" and "as available".

Inherrit UK disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, security and availability.

16. Limitation of Liability

To the fullest extent permitted by law, Inherrit UK shall not be liable for:

• Indirect losses.
• Consequential losses.
• Incidental losses.
• Loss of profits.
• Loss of revenue.
• Loss of business.
• Loss of goodwill.
• Loss of data.
• Loss of digital assets.
• Loss of cryptocurrency.
• Loss arising from lost recovery keys.
• Loss arising from inheritance or beneficiary disputes.

Our total aggregate liability arising out of or relating to the Service shall not exceed:

• £100; or
• The total amount paid by you to us in the preceding twelve months,

Whichever is lower.

17. Indemnity

You agree to indemnify and hold harmless Inherrit UK, its officers, employees, contractors and affiliates from any claims, liabilities, losses, damages, costs and expenses arising from:

• Your use of the Service.
• Your content.
• Your breach of these Terms.
• Disputes involving beneficiaries, estates, inheritance matters or third parties.

18. Force Majeure

We shall not be liable for delays or failures caused by events beyond our reasonable control, including:

• Natural disasters.
• Internet outages.
• Cyber attacks.
• Utility failures.
• Government actions.
• Labour disputes.
• Pandemics.

19. Changes to these Terms

We may update these Terms from time to time.

Updated versions will be published on our website and will become effective upon publication unless otherwise stated.

20. Governing Law

These Terms are governed by the laws of England and Wales.

Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

21. Contact

22. Non-Excludable Rights

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded under applicable law, including liability for:

• Fraud.
• Fraudulent misrepresentation.
• Death or personal injury caused by negligence.
• Any liability which cannot legally be excluded.